Beware Of Credit Repair Agencies
Don’t touch the illegal ones that exist.
Try to avoid any agency which offers you to repair your credit data for a fee. Some firms advise to perjure yourself and swear that you didn’t receive a CCJ (County Court Judgment) even if you have. Once it’s illegally removed they will always try to quickly negotiate a settlement with the lender, before it is served again. Don’t go near them! And don’t even bother with the legal ones!
Others will offer to negotiate with a company you owe money to after a CCJ has been served legally. If you wish to offer a settlement (not necessarily even the full amount) to them, you have an option of including a condition of final settlement that the CCJ should be removed. But, still do not bother to pay anyone for this. The free debt counselling agencies, like the Citizens Advice Bureau and Consumer Credit Counselling Service, will do it for you at free of cost.
In fact don’t even go down this route!
Choosing either method of legal or non legal credit repair agencies will cost you valuable money that you don’t need to spend. Look instead into creating a brand new credit file legally and easily within thirty days. With a brand new credit file you can start again from scratch. No record of bankruptcy or IVA on your file for 6 years. No late payments. No missed payments. No country Court Judgements (CCJ’s). No record or any bad credit and in fact a totally completely clean restart. Lots of people say this is worse than having bad credit as lenders see you as a high risk but using the information on our website you can start afresh and obtain years of positive history in just 30 days. Learning from your mistakes you can obtain new credit and build a positive credit file in 30 days.
It is quick and easy to implement and can get you back on track to obtaining credit and you can even open a brand new bank account after bankruptcy without the need for identification.
Register now to get this invaluable information for £7.95 here.