Get the Facts About Credit Repair

Learn How to Legally Repair Your Credit History Report and Score

You have not missed a single payment and have worked hard to keep a clean credit report. But, it comes as a shock to you when you order one or more of your credit reports and discover there are some serious errors like:

Charged-off accounts, missed or late payments, collection accounts, bankruptcy, foreclosure, or other items that are negative and are not yours.

Accounts listed as a paid charge-off, settled, paid derogatory in spite of the fact that you paid on time and in full.

Accounts that were discharged in bankruptcy but are still listed as unpaid instead of discharged in bankruptcy.

The aforementioned errors in your report can lower your credit score and can negatively affect your ability to get new credit.

So, how do you get rid of these errors – The answer is simple! With a bit of knowledge about the laws that regulate the credit reporting industry and a lot of patience, you can repair your own credit or hire to have someone do it for you.

And the good news is if you do it yourself you can save hundreds, if not thousands of dollars in service fees that you would have paid if you had taken help from the credit repair companies.

However, keep in mind that removing information from your credit report that is accurate is not a legal credit repair.

How CreditRepairFacts.com Helps You?

The Credit Repair Facts website gives you information on simple and effective steps to repair your credit. It offers practical advice and tips on how to dispute and fix credit report errors, negotiate with credit bureaus, build a good credit history, and more importantly on avoiding credit repair scams.